How it works
The short version
Fill in a 60-second form. A real person calls or texts you back. You get simple options and pick the one that suits. That's genuinely all there is to it — but here's the longer version if you like detail.
1. The form (about a minute)
You tell us what the funds are for, roughly how much you need, whether you own property and how your credit looks. No uploads. No essay questions. Checking your options doesn't touch your credit score.
2. The chat (short and sweet)
Someone who knows business lending gets in touch to ask the few questions that actually matter. Based on your answers we work out the easiest route for you.
3. The options (plain English)
You get clear options from our network of private and specialist lenders, explained without jargon. Choose one, provide the short list of documents it needs, and you're away.
Two easy routes
| No doc (property-secured) | Low doc (unsecured) | |
|---|---|---|
| Loan size | $20k – $5M | Based on your turnover |
| What you provide | ID, property & loan details, exit plan | ABN and business bank statements |
| Credit history | Bad credit & ATO debt considered | Weaker credit considered |
| Trading history | New businesses OK | 6+ months |
| Speed | As little as 24 hours after approval | Some funded same day |
Who it's for
Australian businesses of all shapes — tradies, cafés, retailers, mechanics, transport operators, clinics, salons, online stores and more, in every state and territory. Sole traders, companies, partnerships and trusts are all welcome.
Who it's not for
We only help with business-purpose finance. We don't arrange personal loans, car loans for private use or home loans to live in.
That's the gist. Want your options?
Just show me